Tuesday 5 August 2008

Spending Wisely

For_opportunities Christian life is not purely praying and attending masses. They are indeed important but a true Christian should reflect a Godlike life in all aspect of his life.

Having a sense of responsibility is something that a Christian must always be. We should take time to reflect our motive in everyhing that we do. Managing one's finances right is one way of showing how true Christian a person is.

Your prayers and other acts of piety will have no meaning if you are spending your money unwisely.

One simple way of managing your finances is by monitoring your expenses. If you are aware if how much you are spending on something then you can have a clear idea if where your money is going. Just last night my wife and I did input all our ins and outs in a spreadsheet based on our monthly bank statement and to our surprise we have been spending twice as much we thought we do.

Having this awareness we studied our spending habit and then we have managed to pinpoit some areas which we can afford to 'cost-cut'.

We are hopeful that next month the situation is going to improve. The key thing is to know the difference between a need and a want.

If by chance you happen to have mismanaged your finances, don't worry it's not yet the end of the world, there ar many options that you can turn to, you might like to try Debt consolidation, a proven way to give you Debt relief or Debt help. There are many finanancial companies who would be hapy to help you Consolidate debt.

The higher your Bills IQ the better Christian you are.

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